I must admit of late, my cosmetics/beauty spending habits have vastly improved. I'm not longer buying something every time I go into Boots/Tesco/Asda/Any where that sells makeup. And it feels good. I've tried to also curb my hoarding habits and given/thrown away the things that are unloved or old. Why have 20+ lipsticks sitting in a drawer if in reality I wear one or two?
It's so easy to get caught up in the newest products to hit the shelves, or the coolest new trends, but being the biggest impulse buyer, it isn't the smartest idea. For a long time I blamed blogging, or reading blogs, or watching Youtube videos. But to be completely honest, it's just me. I can't pass the buck, I have very little self restraint, and that coupled with a lack of financial responsibility at the moment is a very dangerous combination.
So what am I going to do about it? It's all good and well throwing things out, giving them to friends or charity. Telling myself to stop frivolous spending is one thing, doing so is another. Maybe the shop-a-holic's among my readers will relate when I say that the moment ASOS do a 20% off offer, or I stumble into Topshop and spot a dress I've had my eye on for half price, the spending ban goes down the pan.
But I'm 18 now. I'm no longer spending pocket money on fun things with zero consequence. I'm spending money I've earned myself, that quite frankly, could go to much better use.
So here's my plan of action:
- Save. How hard can it be? I figured I'll set up a new account purely for savings and direct debit a set amount per month, that way I'll never even miss it. Obviously the card will be out of reach.
- Use what I have. Whats wrong with that Nars blush that I bought, and raved about, claiming it to be my holy grail? Nothing, I just found something new, and it got pushed to the back of my drawers, forgotten about. I don't need anything.
- Be realistic. Telling myself to spend zero pounds zero pence on anything that doesn't impact on my basic survival is pretty unachievable. When I run out of makeup remover, yes I could use baby wipes, but I don't want to, so I'll buy more. I just don't need 5 on the go at once.
- Use my brain. I'm going on holiday soon, so a duty free splurge is inevitable, but hey, it's a special occasion. If I make an informed, rational purchase(s) then whats the problem? Like I have mentioned a million times before, I need to grasp the idea of quality not quantity.
I know that it is so easy to feel relatively deprived, being a blogger/blog reader. I know the urge when you read a glowing review about a product and need to rush out at the nearest opportunity to buy it. We are always looking for the next best thing, and hey, I don't blame you. But when you've got 10 'search for best foundation' rejects collecting dust in a drawer, I think it's time for a change.
Can you relate? Are you frugal or frivolous? Do you want to join me in curbing your extreme spending habits? Maybe you're the opposite, and feel guilty making any indulgent purchases? What ever your situation, I'd love to hear any tips you may have about being money savvy in the comments!